Learning Center

Learn How Luna Works

Deep dives into the features and methodologies that power your financial wellness journey.

Featured·5 min read

Understanding Safe to Spend

Our flagship feature uses behavioral finance to tell you exactly how much you can safely spend today without compromising your bills, goals, or financial health.

Read article

All Articles

Safe to Spend

Understand how Luna calculates your daily safe spending amount using behavioral finance principles.

Future Lab

Learn how we use thousands of simulations to project your financial future and calculate success rates.

Goals & Milestones

Set meaningful financial goals and track your progress with intelligent milestone predictions.

Household Members

Add family members, assign accounts, and see individual spending while keeping your household finances unified.

Smart Budgeting

Discover Luna's intuitive approach with Needs vs Wants for personal use, Fixed vs Variable for business, and adaptive percentage-based budgets for variable income.

Ready to take control?

Start your 14-day free trial and experience behavioral finance in action.

Try for free
Luna MoneyLuna Money

Building healthy financial habits for a better tomorrow.

STAY UPDATED

Privacy PolicyLWC PolicyTerms of ServiceSecurityCookie Policy

© 2025 Luna Money LLC. All rights reserved.

Data encrypted
No ads
Privacy focused

Disclaimer: The content, tools, and resources on Luna Money are intended solely for informational and educational purposes and should not be construed as professional financial, investment, or tax advice. Our materials are designed to provide general guidance and are based on the input and data provided by users. Luna Money makes no guarantee of the accuracy, completeness, or applicability of this content to individual circumstances. The Safe-to-Spend calculations, budgets, and insights provided are estimates only. We strongly recommend consulting a qualified financial professional who can provide personalized advice based on your unique financial situation before making any significant financial decisions. Luna Money is not a bank and does not hold funds. Bank connections are securely handled through Plaid. All content and tools on Luna Money are provided without any guarantees or warranties of any kind.